Michael M Insurance Services Blog

Does Medicare Cover Medications?

Does Medicare Cover Medications?

Does Medicare Cover Medications? Yes and No Medicare does not cover most of the medications that are filled at a pharmacy. However, you can enroll in a Medicare Part D Prescription Drug Plan, which is offered by private insurers and goes with “Original Medicare,” or...

Who Is The Best Person To Talk To About Medicare?

Who Is The Best Person To Talk To About Medicare?

The Best person is someone that knows what they're talking about. But first, let's go over who you shouldn't talk to about Medicare- Medicare- Calling Medicare seems like a good option and everyone you speak to is very helpful but sometimes you may reach an individual...

Medicare Advantage or Medicare Supplement?

Medicare Advantage or Medicare Supplement?

What works best? Well, that depends. For starters, there is no “Better.” Since there is no one-size-fits-all plan it depends upon an individual's personal health needs. Both plans offer coverage to help limit the cost exposure to having Original Medicare alone. One...

Do I Have To Sign Up For Medicare When I Turn 65?

Do I Have To Sign Up For Medicare When I Turn 65?

Some People Do And Some People Don't. If You Are Collecting Social Security- If you started collecting Social Security prior to turning 65 then you will be automatically enrolled and your Medicare will become active on the first day of the month of your birthday. If...

What Is Medicare?

What Is Medicare?

For starters, it is a Federal Health Insurance program that came about in 1965 as a result of a Bill signed by then President Lyndon Johnson to go with Social Security. The original program provided coverage for the Hospital (Part A) and Medical (Part B) which is why...

What If I Don’t Want To Sign Up For Medicare?

What If I Don’t Want To Sign Up For Medicare?

Sign Up or Not Sign Up- Most individuals turning 65 will have to enroll in Medicare while others may delay it  if certain conditions are met. Which one are you? ​Some individuals elect to continue to work and are covered by their employer or their spouses. The size of...

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