Michael M Insurance Services Blog
Medicare Dual Plans are Special Needs Plans specifically for individuals that have both Medicare and Medicaid. Remember, Medicare is a Federal program where as Medicaid is a State program administered at the State level and called by different names depending upon the State. Dual Plans generally enhance Medicaid benefits by adding things like-
Over-The- Counter- Benefits- The beneficiary receives an allowance paid monthly/quarterly for over the counter items at the pharmacy.
Enhanced Dental Benefits
Enhanced Transportation options
And, Depending upon the Level of Medicaid-
$0 Copays at the Doctor, in the Hospital and for tests
Plus, Reimbursement of your $170.10 Part B Premium.
Medicaid is picking up your Medicare cost share. But, here are some things to consider-
-Not all doctors take Medicaid. Once on a plan you will have to use the doctors in that plans network.
-Medicaid is Income based. That's why when you see Broadway Joe on TV know that most people don't qualify because they make too much money.